Annual Percentage Rate (APR) for purchases | 10.9% |
APR for Balance Transfers | 7.9% - This APR is in effect for six (6) months from the posting date. Balance Transfers will post as a purchase. |
APR for Cash Advances | 12.0% |
How to Avoid Paying Interest on Purchases | You have at least 25 days after the close of each statement period to pay your balance in full without being charged interest. There is no grace period for cash advances. |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore |
Annual Fee | None |
Transaction Fees Balance Transfer Fee Cash Advance Fee Foreign Transaction Fee | Transaction Fees None None Up to 1% of each transaction in U.S. dollars. |
Penalty Fees Late Payment Fee Returned Payment Fee | Penalty Fees Up to $15 assessed ten (10) days after due date. Up to $10 |
Other Fees Draft Copy Fee Replacement Card Fee Balance Consolidation Check Fee Statement Copy Fee Rush Fee Card Center Phone Payment Fee | Other Fees $4.00 $1.00 $2.00 $1.00 $25.00 $3.00 |