New Car or Motorcycle Loans
Effective Date: 01/14/2025
Effective Date: 01/14/2025
| Term | APR* |
|---|---|
| 36 Months | 5.50% |
| 48 Months | 5.75% |
| 60 Months | 6.00% |
| 72 Months | 6.25% |
A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.
Used Car or Motorcycle Loans
Effective Date: 01/14/2025
Effective Date: 01/14/2025
| Years | Term | APR* |
|---|---|---|
| 2020 or Newer | 36 Months | 5.50% |
| 2020 or Newer | 48 Months | 5.75% |
| 2020 or Newer | 60 Months | 6.00% |
| 2020 or Newer | 72 Months | 6.25% |
| 2019 and older | 48 Months | 6.25% |
| 2019 and older | 60 Months | 6.50% |
A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.
New or Used Boat and RV Loans
Effective Date: 01/14/2025
Effective Date: 01/14/2025
| Term | APR* |
|---|---|
| 36 - 60 Months | 6.50% |
| 72 Months | 7.00% |
A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.
Share Secured Loan
Effective Date: 01/14/2025
Effective Date: 01/14/2025
| Term | APR* |
|---|---|
| 36 Months | 3.25% |
A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.
Personal Loans
Effective Date: 01/14/2025
Effective Date: 01/14/2025
| Term | APR* |
|---|---|
| Up to 24 Months | 13.00% |
| Term | APR* |
|---|---|
| 24-48 Months | 13.00% |
A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.
Home Equity Line of Credit
Effective Date: 01/14/2025
Effective Date: 01/14/2025
| Term | APR* |
|---|---|
| Call office for more information | Variable Rate Prime - 1% |
A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.
Certificates
| Term | APR* | APY* |
|---|---|---|
| 6 Months | 0.50% | 0.50% |
| 1 Year | 0.70% | 0.70% |
| 2 Year | 0.55% | 0.55% |
| 3 Year | 1.00% | 1.00% |
$500.00 minimum deposit required.
*APR = Annual Percentage Rate. * APY = Annual Percentage Yield. APR/APY subject to change at any time without notice.
IRAs
| Term | APR* | APY* |
|---|---|---|
| IRA Savings | 0.35% | 0.35% |
| 6 Months | 0.60% | 0.60% |
| 12 Months | 0.70% | 0.70% |
| 24 Months | 0.80% | 0.80% |
| 36 Months | 1.00% | 1.00% |
| 48 Months | 1.10% | 1.10% |
| 60 Months | 1.20% | 1.20% |
$500.00 minimum deposit required.
*APR = Annual Percentage Rate. * APY = Annual Percentage Yield. APR/APY subject to change at any time without notice.
Central Soya
Federal Credit Union
1200 N 2nd Street • Decatur, IN 46733
Phone: 260-724-1338 or 877-392-5977
Fax: 260-724-1325
Routing Number: 274972980
Quick Links
Information
ATM/Debit Card Contact
Lost or Stolen cards: 800-523-4175
Credit Card Contact
24/7 Customer Support: 855-510-0950
Lost or Stolen cards: 800-449-7728
Traveling outside the country:
727-299-2449 (Please call collect)
Mobile Apps
