New Car or Motorcycle Loans

Effective Date: 05/16/2023

Effective Date: 05/16/2023

Term APR*
36 Months 5.00%
48 Months 5.25%
60 Months 5.50%
72 Months 5.75%

A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.


Used Car or Motorcycle Loans

Effective Date: 05/16/2023

Effective Date: 05/16/2023

Years Term APR*
2018 or Newer 36 Months 5.00%
2018 or Newer 48 Months 5.25%
2018 or Newer 60 Months 5.50%
2018 or Newer 72 Months 5.75%
2017 and older 48 Months 6.00%
2017 and older 60 Months 6.50%

A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.


New or Used Boat and RV Loans

Effective Date: 05/16/2023

Effective Date: 05/16/2023

Term APR*
36 - 60 Months 5.00%
72 Months 6.00%

A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.


Share Secured Loan

Effective Date: 05/16/2023

Effective Date: 05/16/2023

Term APR*
36 Months 3.25%

A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.


Personal Loans

Effective Date: 05/16/2023

Effective Date: 05/16/2023

Term APR*
24 Months 10.25%
48 Months 10.75%

A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.


Home Equity Line of Credit

Effective Date: 05/16/2023

Effective Date: 05/16/2023

Term APR*
Call office for more information Variable Rate Prime - 1%

A fee of up to $25.00 could be assessed ten (10) days after due date.
* APR = Annual Percentage Rate. APR subject to change at any time without notice.


Certificates

Term APR* APY*
6 Months 0.50% 0.50%
1 Year 0.70% 0.70%
2 Year 4.00% 4.00%
3 Year 1.00% 1.00%

$500.00 minimum deposit required.
*APR = Annual Percentage Rate. * APY = Annual Percentage Yield. APR/APY subject to change at any time without notice.


IRAs

Term APR* APY*
IRA Savings 0.35% 0.35%
6 Months 0.60% 0.60%
12 Months 0.70% 0.70%
24 Months 0.80% 0.80%
36 Months 1.00% 1.00%
48 Months 1.10% 1.10%
60 Months 1.20% 1.20%

$500.00 minimum deposit required.
*APR = Annual Percentage Rate. * APY = Annual Percentage Yield. APR/APY subject to change at any time without notice.

Central Soya
Federal Credit Union

1200 N 2nd Street • Decatur, IN 46733

Phone: 260-724-1338 or 877-392-5977
Fax: 260-724-1325

Routing Number: 274972980
NCUA and Equal Hosing Opportunity logos.
ATM/Debit Card Contact

Lost or Stolen cards: 800-523-4175


Credit Card Contact

24/7 Customer Support: 855-510-0950
Lost or Stolen cards: 800-449-7728
Traveling outside the country:
727-299-2449 (Please call collect)


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